Comprehensive Disability
What Is It?
Pays out a lump sum if you’ve become disabled and are therefore unable to work. It includes cover for total or partial impairment.
Cover Amount
R100 000 up to R10 million
Who Can Apply?
Ages 19 to 60 at next birthday Individuals or multiple people on one policy
When Can You Claim?
When a medical practitioner confirms your diagnosis to the satisfaction of Hollard Life’s claim criteria.
Important Points
- The premium is guaranteed for 10 years.
- Lump sum payment that covers partial and total impairment.
- Benefit cover term, Term or Whole of life
You must notify Hollard if you:
- change occupations
- take on more than one occupation
- there’s been a change in the type of work you’re doing.
- Must have been gainfully employed for no less than 6 months before becoming disabled.
Survival Period
There is a three month survival period before you get paid out.
Exclusion
Self-inflicted injuries.